The system is broken. We’re here to fix it.
Meet our one-of-a-kind boosts
Income booster
Supercharged family and friends affordability support for first-time buyers and movers.
New Build Boost
Boost your deposit with a 15% interest-free equity loan and buy a home you love, sooner.
Deposit booster
It doesn’t have to be a gift. Get smarter deposit help from friends and family.
Rising house prices are locking out new buyers
In the UK, house price growth has outpaced wage growth for decades.
Today, the average house price is 8x greater than the average salary. This has left homeownership out of reach for thousands.
Our income booster helps boost what you can borrow, so you can finally get on the ladder.
Source: Independent
Boost your borrowing with an income booster
An income booster goes on your mortgage to increase your buying budget, helping you buy bigger or sooner.
They’re liable for the mortgage, but they don’t own the home or go on the property deeds, so there’s no impact on your stamp duty.
When you can afford the mortgage on your own down the line, you can remove your booster with a remortgage. Simple as that.
The hardest thing is often saving for a deposit
Slow-growing wages and the cost of living crisis have made it all but impossible to save a big enough deposit. It can take years of sacrifice before you’re anywhere close.
We don’t think that’s fair.
Buy a new build sooner with New Build Boost
New Build Boost is a new mortgage scheme designed to help you buy a new build home you love faster. You bring a 5% deposit, take an 80% mortgage with Gen H, and we’ll give you a 15% interest-free equity loan boost to close the gap. Supported by builders, only from Gen H.
Over 2/3rds of first-time buyers get family support
With high-street lenders, the only way is a gift. But gifters have to promise they don’t expect to be paid back – and asking for unconditional money is awkward.
With a deposit boost, you’ve got options. Boosters can contribute up to 100% of your deposit as an interest-free loan or an equity loan, which means they could get something extra back in the future if the value of your home increases.
Conveyancing without the stress
Gen H Legal is our answer to slow, outdated conveyancing processes. Gen H Legal and Gen H work closely as a lender-conveyancer duo to get you moved in sooner.
Plus: if you bundle Gen H Legal conveyancing with a Gen H mortgage, you’ll get access to exclusive lower mortgage rates.
Everyone should have the opportunity to own a home. But the system is broken. Thousands of people have been locked out of homeownership and the opportunities it can bring.
We’re rebuilding the homebuying process to make it simple, transparent and fair. And we’re helping thousands of people realise their homeownership dreams while we do.
Whether you’re a first-time buyer, a home mover or a remortgager, we’ll help you find your place on the property ladder.