Boosted family support

With rising house prices, it’s never been harder to buy your home. Income boosters help solve this.

An income booster goes on your mortgage to help you afford more. Their income, including retirement income, is used to increase how much you can borrow – helping you buy bigger or sooner.

Add their income to boost your borrowing
Income boosters go on the mortgage to boost what you could borrow. Boosters are liable for the full mortgage if the owners stop paying.
No effect on first-time buyer stamp duty
To preserve a first-time buyer’s stamp duty status, an income booster is not on the property deeds. That means your home is all yours.
Not forever on the mortgage forever
We calculate if you’ll be able to afford the mortgage in the future. If you can, your booster can be removed with a remortgage.
Can help with your monthly payments
Boosters can help contribute to monthly payments if they want. This will be treated as a gift to the owners.

Income booster FAQs